Professional responsibility
Review pharmacy services, medication activities, placed clinicians, credentialing, supervision, and allegations arising from professional work.
Coverage for pharmacy and healthcare workforce operations
Pharmacy and Medical Staffing Insurance
Pharmacies and medical staffing companies serve different functions, but both face professional, contractual, workforce, data, and operational exposures. GLG helps these organizations evaluate coverage around medication services, placed professionals, employees, client agreements, property, technology, and regulatory responsibilities.
Coverage availability, eligibility, and terms vary by carrier and state. A quote request does not bind coverage.
Contracts and workforce
Consider client requirements, indemnification, additional insured requests, employees, contractors, and employment practices.
Property and data
Evaluate inventory, refrigeration, crime, cyber, protected information, systems, and interruption of operations.
Coverage considerations for pharmacies
Pharmacy exposures vary by dispensing activities, compounding, delivery, vaccinations, consulting, inventory values, refrigeration, controlled substances, and online services.
- Professional liability and general liability
- Property, inventory, spoilage, equipment breakdown, and business income
- Cyber liability and privacy-event response
- Commercial crime, employee dishonesty, and funds-transfer fraud
- Commercial auto or hired and non-owned auto for delivery activities
- Workers’ compensation and employment practices liability
Coverage considerations for medical staffing companies
Healthcare staffing firms should align insurance with the professions placed, work settings, employment model, client contracts, credentialing responsibilities, payroll, and geographic reach.
- Professional liability for eligible placed services
- General liability and umbrella or excess liability
- Workers’ compensation across applicable states and job classifications
- Employment practices liability and employee benefits liability
- Cyber liability for applicant, employee, and client information
- Hired and non-owned auto and fidelity or crime coverage when applicable
Applications should match the operation
Carriers may request revenue by activity, licenses, professional rosters, products or services, client industries, contracts, credentialing procedures, inventory controls, payroll by class and state, prior coverage, and loss history.
Common questions
Pharmacy and Medical Staffing Insurance FAQ
What insurance does a pharmacy need?
Pharmacies commonly evaluate professional liability, general liability, property, spoilage, equipment breakdown, cyber, crime, workers’ compensation, auto, and umbrella or excess liability.
What insurance does a medical staffing agency need?
Needs vary by professionals placed and contracts, but commonly include professional liability, general liability, workers’ compensation, employment practices, cyber, auto, and umbrella or excess liability.
Does a client’s insurance cover temporary medical staff?
Do not assume it does. Responsibility for placed professionals should be addressed in contracts and confirmed in each party’s insurance documents.
Talk through your options